1. Introduction

Plan Guidance is an independent insurance agent offering educational resources and assistance for individuals seeking information and assistance regarding Medicare insurance and annuities. We aim to help you explore your options and provide you with accurate information so you can make informed decisions regarding your healthcare coverage.

Our service is provided at no cost to you. We are paid a commission by the insurance companies if you choose to enroll in a plan through us. There is no obligation to enroll.

2. Use of the Website

You may use our Website to access educational materials, contact us for information about Medicare plans and annuities, and submit inquiries for assistance. You agree that any information you submit through the Website is accurate and up-to-date, and you are responsible for ensuring that the information is correct.

3. Eligibility

By using our services, you confirm that you are at least 18 years old and have the legal capacity to enter into this Agreement. Our services are intended for residents of the United States who are eligible for Medicare and related insurance plans.

4. Services Provided

We provide the following services:

Educational materials and resources regarding Medicare and annuity plans.

Assistance in helping you find and enroll in Medicare and other insurance plans.

Communication with you about relevant plans, updates, and related products.


5. HIPAA Compliance

As an independent insurance agent, we assist individuals with their Medicare and annuity needs. We are not a healthcare provider and do not handle Protected Health Information (PHI) under HIPAA. We do not store or process PHI.

Protected Health Information (PHI): We may collect your Medicare number and other personal information related to your insurance needs. However, this information is not considered PHI unless shared with a healthcare provider or insurance company.

Third-Party Insurance Providers: If you choose to enroll in a Medicare plan or other insurance plans through us, your personal data may be shared with third-party insurance providers. These providers are subject to their own privacy policies and HIPAA compliance, and you should review those policies before sharing sensitive information with them.

6. Limitation of Liability

While we strive to provide accurate and up-to-date information about Medicare plans, annuities, and other insurance products, we cannot guarantee the accuracy, completeness, or suitability of any plan or product for your specific needs.

No Guarantee of Insurance Coverage: We do not guarantee or provide assurances that any particular Medicare or insurance plan will meet your needs or expectations. Any decision made based on the information provided through our Website or services is at your own risk.

Limitation of Liability: To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, enrollment in insurance plans, or reliance on the information provided.

7. Privacy and Data Protection

Your privacy is important to us. We collect and store your personal information for the purpose of providing you with the services you request, such as assisting with Medicare plan enrollment.

Data Security: We implement industry-standard security measures to protect your personal information. However, no method of data transmission over the internet is 100% secure, and we cannot guarantee the security of your information.

Third-Party Data: We may share your information with third-party service providers, including Go High Level, insurance companies, and other partners necessary to fulfill the services you request. These third parties are subject to their own privacy practices, and we are not responsible for how they handle your data.

8. Third-Party Links

Our Website may contain links to third-party websites, including those of insurance companies and other service providers. These third-party websites are not controlled by us, and we are not responsible for the content, privacy policies, or practices of those websites.

9. No Medical or Financial Advice

The information provided on this Website is for educational purposes only. We do not provide medical advice or financial advice, nor do we offer recommendations on which specific Medicare or insurance plans to choose. We strongly encourage you to consult with licensed healthcare providers or financial professionals to make the best decisions based on your personal circumstances.

10. Changes to the Terms of Service

We reserve the right to modify or update these Terms of Service at any time. Any changes will be posted on this page with an updated effective date. You are encouraged to review these Terms periodically for any changes. Continued use of our Website and services after any changes will constitute your acceptance of those changes.

11. Dispute Resolution and Governing Law

Any disputes arising from these Terms of Service will be governed by the laws of the state in which Plan Guidance is headquartered. Disputes will be resolved through binding arbitration, and the venue for arbitration will be in Morgan, Utah.

12. Indemnification

You agree to indemnify, defend, and hold harmless [Your Company Name], its employees, agents, and affiliates from any claims, losses, damages, or expenses (including legal fees) that arise from your use of the Website, violation of these Terms, or any violation of the rights of any third party.

13. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Plan Guidance

4378 S Hwy 66

801-918-5479
[email protected]